The first time we used Rob from The Monson and Larson Group was to sell our home in Plymouth which we had built two years prior. Rob did such a professional job marketing and selling our home that three years later when we moved back to Minnesota, there was no doubt that he would represent us in our house buying efforts.  I had a long list of homes all across the Twin Cities and surrounding suburbs that I wanted to see and Rob was extremely patient with me. Throughout the entire house hunting process, I always felt that Rob understood our needs and wants and was going to do all in his power to ensure we got the best possible deal. I would highly recommend Rob and the Monson and Larson Group to anyone looking for knowledgeable and professional partners in the sale or purchase of their home. 


- Anahita.Cameron
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Frequently Asked Questions

Money Matters

The most important part of financing is your knowledge of the options available. Consider the following questions as a basis for determining your financing needs.

 

• How much mortgage can I afford?

 

• What down payment is needed?

 

• What is the difference between pre-qualification, pre-approval and approval?

 

• What interest rates are available?

 

• What is mortgage insurance and is it required?

 

• What type of documentation will I need?

 

• How do 15- vs. 30-year terms compare?

 

• What are points and do I pay them?

 

• What is the difference between a fixed rate mortgage and an adjustable rate mortgage?

 

• What closing costs will I incur?

 

• What is being "locked-in?"

 

• How long will the mortgage process take?

 

• What is included in a mortgage payment?

 

• What would the payments be?

 

• When would the payments begin?

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