Lane was brilliant to work with on purchasing my first home. He didn't just help me look for a house, he was key in helping me identify my goals. His straight forward, honest approach helped to highlight the pros/cons and what it was going to take to accomplish my goal. The level of commitment and professionalism he brings to the job helped to make me feel comfortable and made it easy to put my trust in him when it came to one of the biggest purchases I can make.

Both his vast amount of knowledge of the Twin Cities market and his many years of experience in the business really shown through when it came to negotiating the purchase of my home. He knew exactly what it would take to get the home I wanted and with his guidance I was successful.

Lane clearly has a level of passion for this business that is only matched by his work ethic. No matter what your budget is he will do everything he can to help you accomplish your goals.

Sincerely,

Corey Pederson


- Corey Pederson
  • Home   >   
  • Buyers   >   
  • Frequently Asked Questions
Frequently Asked Questions

Money Matters

The most important part of financing is your knowledge of the options available. Consider the following questions as a basis for determining your financing needs.

 

• How much mortgage can I afford?

 

• What down payment is needed?

 

• What is the difference between pre-qualification, pre-approval and approval?

 

• What interest rates are available?

 

• What is mortgage insurance and is it required?

 

• What type of documentation will I need?

 

• How do 15- vs. 30-year terms compare?

 

• What are points and do I pay them?

 

• What is the difference between a fixed rate mortgage and an adjustable rate mortgage?

 

• What closing costs will I incur?

 

• What is being "locked-in?"

 

• How long will the mortgage process take?

 

• What is included in a mortgage payment?

 

• What would the payments be?

 

• When would the payments begin?

FEATURED LISTING

Looking for a new home? Take a look at our featured listings.

View All